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Privacy Notice

Updated October 7, 2020
What does Noah do with your personal information?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security number, tax returns, and sources of income
  • Bank account and investment balances
  • Debt balances
  • Credit history and credit score
  • Property lien information
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Noah chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does Noah Share?
Can you limit this sharing?
For our everyday business purposes—
such as to check your debt to income ratio, credit history, home value, and lien status
Yes
No
Reasons we can share your personal information
Does Noah Share?
Can you limit this sharing?
For our marketing purposes—
to offer our products and services to you
Yes
Yes
Reasons we can share your personal information
Does Noah Share?
Can you limit this sharing?
For joint marketing with other financial companies—
information about your transactions and experiences
Yes
No
Reasons we can share your personal information
Does Noah Share?
Can you limit this sharing?
For our affiliates’ everyday business purposes—
information about your creditworthiness
Yes
Yes
Reasons we can share your personal information
Does Noah Share?
Can you limit this sharing?
For our affiliates to market to you
Yes
Yes
Reasons we can share your personal information
Does Noah Share?
Can you limit this sharing?
For nonaffiliates to market to you
Yes
Yes
To limit our sharing

Email us at privacy@noah.co

Who we are
Who is providing this notice?

Patch Homes Inc.

What we do
How does Noah protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Noah collect my personal information?

We collect your personal information, for example, when you:

  • apply for an agreement with us
  • service your agreement with us
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

    Why can't I limit all sharing?

    Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing.

    What happens when I limit sharing for an account I hold jointly with someone else?

    Unless you tell us otherwise, your choices will apply to everyone on your account.

    Definitions
    Affiliates

    Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include companies such as Patch Services LLC and Patch Capital Partners LLC.

    Nonaffiliates

    Companies not related by common ownership or control. They can be financial and non-financial companies.

    Joint marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    Find out more
    Mail
    Noah, 576 Sacramento Street, Suite 400
    San Francisco, CA 94108