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Build a better down payment

Partner with Noah to reach a 20% down payment on the home you love. Improve your purchasing power with no additional monthly payments.

How it works

Down Payment Assistance helps you make a strong offer and compete this homebuying season. Working with participating mortgage lenders, Noah provides upfront cash by investing in your home in exchange for a share of your home’s appreciation.

How it works

Down Payment Assistance helps you make a strong offer and compete this homebuying season. Working with participating mortgage lenders, Noah provides upfront cash by investing in your home in exchange for a share of your home’s appreciation.

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Get up to 15% of the purchase price for your down payment

This means if you’ve saved 5% for a down payment, Noah may be able to help you reach the 20% down payment threshold.

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Put 20% or more down for a more competitive offer

By meeting or exceeding a 20% down payment, you can eliminate the cost of private mortgage insurance (PMI) and qualify for better mortgage rates.

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A partnership-based approach with no monthly payments

When you win, we win. Instead of collecting monthly payments, Noah shares in the upside or downside of your home's value.

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A decade of financial flexibility

You are in control - pay us out when you choose - anytime up to the 10-year term. There are no early exit fees or prepayment penalty with Noah.

See if you qualify in three easy steps

Our Home Advisory team will be there to guide you through the application process every step of the way.

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Check eligibility

Submit your details and a Noah Home Advisor will confirm your eligibility within 24 hours.

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Schedule a call

If you and your home are eligible, we will schedule a call to walk through your customized Down Payment offer and answer any questions you may have.

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Get funded

You authorize Noah to provide the offer information to participating mortgage lenders. Once completed, Noah’s down payment assistance closes at the same time as your primary mortgage.

Frequently Asked Questions
Have questions and want more information?
See if you qualify and a Noah Home Advisor will be in touch to answer your questions.

What Is PMI and How Can I Avoid It?

Learn more

Competing With Cash Buyers

Learn more

Noah Launches Down Payment Assistance to Empower First Time Home Buyers

Learn more
We’ve invested in over $400M worth of homes and counting
gary l, noah customer
Gary Santa Rosa Valley

Their plan allowed me to use funds to pay off high interest loans and remodel my home. We have no pr...

los angeles home
Tania Los Angeles

I went into the application experience with a cup half empty outlook because of a previous experienc...

noah customers steve and dani
Steve and Dani Issaquah

We could not say enough positive words to describe the outstanding service we received from Noah. Ve...

home with porch
Kaitlyn Temple City

Noah has been a financial bedrock for me and my husband during a very challenging time. Our business...

Marshall & Liz San Diego, CA

The people at Noah were superlative. They knew the value of our home and community and invested to ...

Arlene Culver City, CA

Perfect timing of your offer to help! World class customer service. Many thanks for your help in the...

Gene Oakland, CA

In the end, I got enough money to pay my tax bill, reduce my credit card debt and even some cash to ...

Martin Los Angeles, CA

In my case I took a $100k option, paid off all my loans, painted my house inside and out, put in a n...

Nadia Ventura, CA

I don't know what I would have done if Noah didn't come to the rescue. They helped me out after a ve...

gary l, noah customer
Gary Santa Rosa Valley

Their plan allowed me to use funds to pay off high interest loans and remodel my home. We have no pr...

los angeles home
Tania Los Angeles

I went into the application experience with a cup half empty outlook because of a previous experienc...

noah customers steve and dani
Steve and Dani Issaquah

We could not say enough positive words to describe the outstanding service we received from Noah. Ve...

home with porch
Kaitlyn Temple City

Noah has been a financial bedrock for me and my husband during a very challenging time. Our business...

Marshall & Liz San Diego, CA

The people at Noah were superlative. They knew the value of our home and community and invested to ...

Arlene Culver City, CA

Perfect timing of your offer to help! World class customer service. Many thanks for your help in the...

Gene Oakland, CA

In the end, I got enough money to pay my tax bill, reduce my credit card debt and even some cash to ...

Martin Los Angeles, CA

In my case I took a $100k option, paid off all my loans, painted my house inside and out, put in a n...

Nadia Ventura, CA

I don't know what I would have done if Noah didn't come to the rescue. They helped me out after a ve...