Secure your savings
When life throws a curveball, have the financial flexibility to take it in stride.
Could you use some financial breathing room?
Gain the financial flexibility you need with a Home Value Investment from Noah.
Pay down your debt
Relieve financial strain by paying off student loan, credit card, and medical debt.
Build your business
Give yourself the security you need to invest in your small business.
Renovate your home
Invest in the comfort of your home while staying in the neighborhood you love.
Access up to $350,000 today
Access up to $350,000 today
Access up to $350,000 today
01
Get pre-qualified
Instant pre-approval and a custom quote are free and won't affect your credit score.
02
Complete your application
Provide your personal details and tell us the investment amount you need through our secure online portal.
03
Receive your funds
Once your documents are signed and notarized, we'll transfer the funds within a few days.
Comparing Second Mortgages and Home Value Investments
With property values on the rise, a majority of American homeowners today are asset-rich and cash-poor. But if you need to access your largest asset, your home, options are limited. If you're considering a second mortgage to help you pay off debt, complete home renovations, or get on financially stable ground, a Home Value Investment may also meet your needs – and could be better for you long-term.
How does a Second Mortgage work?
Second mortgage is a broad term that can be used for any second lien on your home behind your primary mortgage. When people use the term "second mortgage," they're typically talking about home equity loan or a HELOC. Second mortgages accrue interest and are a form of secured debt, meaning if you're not able to make the monthly payments associated with the loan, you may be putting your home at risk.
How does a Home Value Investment work?
When you get a Home Value Investment, a financing partner like Noah will approve you for a maximum funding amount in exchange for a percentage of your home’s value. Unlike a second mortgage, a Home Value Investment does not have any interest or monthly payments associated with it for up to 10 years – instead, Noah will invest in the value of your home. When you return our investment, you’ll pay Noah based on the value of the home at that time. If it’s grown in value, we’ll share in the gains with you. If it’s decreased in value, we’ll also share in those losses alongside you.
See what our homeowner partners say
Still have questions? We have answers
Approval for a Home Value Investment from Noah depends on a variety of eligibility criteria.